Immediate opening for an experienced Mortgage Underwriter. We are seeking motivated and professional candidate seeking a career in the mortgage industry.
Responsibilities include but not limited to: Reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value) Evaluating and examining transactions to ensure accuracy and completeness. Preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines. Assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision
Required Skills include:
- Minimum 5 years of mortgage underwriting experience required
- Knowledge of FHA loans, DU underwriting, Conventional, VA, USDA,NDHA(North Dakota Housing Finance Agency)
- Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates

Additional skills:
- Excellent written and verbal communication skills
- Ability to handle large volumes and multiple priorities
- Ability to work independently while meeting goals and objectives
- Strong problem solving and negotiation skills
- Flexible/adaptable to change